Stop leaving extra cash sitting in a checking account earning nothing. Leaving it at the bank, in a generic retirement account or in a money market fund doesn’t let that capital work for you, and with annual inflation above 3%, you’re likely losing money just by letting it sit. Properly vetted and invested, the same cash could sit inside a documented deal instead of an account paying a fraction of a percent.
The fix isn’t rushing into anything. It’s having a short list of vetted deal categories ready before the cash piles up. Private-market opportunities come with different risks, liquidity limits and time horizons than cash accounts, so the goal is to know your options before deciding where your money belongs.
Key points
- Idle cash loses ground when inflation runs above 3%.
- Bank accounts and money market funds don’t put capital to work.
- Don’t rush: build a short list of vetted deal categories ahead of time.
- Private deals carry different risks, liquidity limits and time horizons than cash.
Accredited investors: learn about current opportunities at tickertapeinvestments.com.
